SIP Calculator - Calculate Your Investment Returns
Use our free SIP calculator to estimate returns on your Systematic Investment Plan. Plan your investments, set financial goals, and see how your money can grow over time with SIP investments.
SIP Calculator
What is SIP?
Systematic Investment Plan (SIP) is an investment method where you invest a fixed amount regularly in mutual funds. SIP allows you to invest small amounts periodically, helping you build wealth over time through the power of compounding.
Benefits of SIP
- Disciplined investing with regular contributions
- Rupee cost averaging reduces impact of market volatility
- Power of compounding helps grow wealth over time
- Start with as low as ₹500 per month
- Flexible - increase, decrease, or pause anytime
How to Use SIP Calculator
- Enter your monthly investment amount
- Set expected annual returns (typically 12-15% for equity funds)
- Choose investment period in years
- Click "Calculate SIP Returns" to see your estimated returns
SIP vs Lump Sum Investment
SIP is often preferred over lump sum investment because it helps in rupee cost averaging and reduces the risk of investing at the wrong time. With SIP, you invest regularly, buying more units when prices are low and fewer when prices are high.